Valuable advice – flexible remuneration

PrismaLife is the innovative, high-service pension specialist in Liechtenstein for sustainable wealth accumulation. As the leading Liechtenstein life insurer, we offer unit-linked pension products that adapt to personal budgets, combined with the geographical advantages offered by the Principality of Liechtenstein as a modern financial centre in the heart of Europe.

For satisfied clients, we rely on qualified advice and the greatest possible transparency with regard to products, remuneration and costs. Since 2008, PrismaLife has been one of the first insurance companies to offer net tariffs for sustainable and transparent asset accumulation. These are insurance tariffs that do not include any acquisition commissions for intermediaries. Instead, clients and intermediaries agree on an individual remuneration for the advisory service. Our customers appreciate the clearly stated advisory fees, which are also repeatedly demanded by consumer protection organisations.

Facts and figures

Company headquarters

Ruggell, Liechtenstein

Management

Holger Beitz, CEO
Volker Schulz, CFO

Board of Directors

Dr. Heinz Frommelt, Präsident
Ulrich Lamy
Ralf Sellin

Foundation

2000

Shareholders

Barmenia.Gothaer Finanzholding AG
Onesty Group GmbH

Business activity / Profile

Insurance stock corporation for unit-linked life insurance and biometric covers

Products

PrismaLife Products

Group
Barmenia

Annual reports and SFCR

Annual reports

Below you will find the annual report of PrismaLife AG.

SFCR

Pursuant to Art. 51 of the Solvency II Directive 2009/138/EC, PrismaLife publishes reports on its solvency and financial condition (Solvency and Financial Condition Report – SFCR).

Sustainability

The sustainability report documents comprehensively the sustainability concepts and the results of PrismaLife.

Investing sustainably following ESG-criterias

In a constantly changing (financial) world the topic of investing sustainably becomes more and more relevant to investors. Money investments according to the so called ESG-criterias (Environment, Social, Governance) is more to us than pure philantropy. It bases on an evaluation and a forecast of return of investments and takes for instance into account the regulatory framework such as the Paris Agreement on climate protection and the goals of the UNO for sustainable developments.

International products for sophisticated demands

By positioning ourselves as a competence centre for international life insurance products, we define our clear strategic role in the cooperation with Barmenia Lebensversicherung. PrismaLife AG is expanding into new markets with customised products that are tailored to the individual needs of our customers. Our internationally positioned team has extensive global expertise.

The Principality of Liechtenstein offers us an excellent starting point for entering new markets, as well as attractive investment opportunities in a stable economic and political environment.

Liechtenstein’s location advantage

As a Liechtenstein company, we offer attractive investment options in a stable economic and political context. The Principality of Liechtenstein with its triple-A rating additionally affords us and thus our customers a clear location advantage in reference to the EU markets and Switzerland.

Liechtenstein as a business location is broadly diversified, benefits from liberal economic policy and has very good infrastructure. The compact size enables short decision-making paths. With the Swiss franc as the country’s currency, Liechtenstein has one of the most stable currencies in the world.

© Liechtenstein Marketing

Our engagement

Memberships
Logo SDG Allianz Liechtenstein Online
Sponsoring
Our motivation

Especially in times of constant transformation, exchange within the industry is of crucial importance. For this reason, PrismaLife AG is actively involved in various associations, is a member of specialist working groups and maintains close relationships with renowned universities.

However, it is not only the transfer of knowledge that is important, but also social commitment. As part of our sustainability strategy, we are committed to supporting social projects and thereby making a positive contribution to society in the long term.

We are firmly convinced that our professional commitment and assumption of social responsibility contribute to sustainable corporate success.