Gut abgesichert im Alter

Mit den fondsgebundenen PrismaLife-Vorsorgeprodukten können unsere Kunden entspannt in die Zukunft blicken. Wir bieten Tarife, die sich dem persönlichen Budget und jeder Lebenssituation anpassen. Dazu stehen Lösungen für die private Vorsorge und den Vermögensaufbau sowie Produkte der betrieblichen Altersvorsorge zur Verfügung, die zusätzliche Steuervorteile sichern. Darüber hinaus profitieren unsere Kunden von den Standortvorteilen, die das Fürstentum Liechtenstein als moderner Finanzplatz im Herzen Europas bietet.

Wertvolle Beratung – flexible Vergütung

Für zufriedene Kunden setzen wir auf eine qualifizierte Beratung sowie die grösstmögliche Transparenz hinsichtlich Produkten, Vergütung und Kosten. Seit 2008 bieten wir für den nachhaltigen und transparenten Vermögensaufbau Nettotarife an. Das sind Versicherungstarife, in denen keine Abschlussprovisionen für Vermittler enthalten sind. Kunden und Vermittler vereinbaren stattdessen eine individuelle Vergütung der Beratungsleistung. Kunden schätzen die klar ausgewiesenen Beratungskosten, die auch von den Verbraucherschützern immer wieder gefordert werden, können aber auch traditionelle Bruttotarife mit klassischer Provisionsvergütung für den Berater wählen.

Products Germany

Well secured in old age

The unit-linked PrismaLife pension and insurance products give our customers peace of mind about the future. We offer rates that adapt to your personal budget and every life situation. For this purpose, solutions for private pension provision and asset accumulation are available. Our customers also benefit from the location advantages that Liechtenstein offers as a modern financial centre in the heart of Europe.
Prisma FlexInvest

With Prisma FlexInvest you can ease back looking at your finacial future. Our unit-linked annuity insurance offers you a maximum of flexibility in every stage of your life.

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Prisma FlexInvestPlus

You can take sustainability characteristics into account at fund selection.


Sustainability-related disclosures
Prisma Direktversicherung Bertrandt

You can take sustainability characteristics into account at fund selection.

Sustainability-related disclosures

Your comprehensive risk protection

At every stage of our lifes we face various risks – securing our existence, protecting our income and ensuring our manpower are the basis for a carefree live. Therefore PrismaLife offers suitable insurances for every need and every budget:including all-around coverage, insurance in case of severe diseases and even security for surviving dependants in case of death.
Prisma Moments

PrismaLife-Dread disease insurance offers financial security for your family and for valuable moments – even after the diagnose.

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Prisma FairPlay

Prisma FairPlay is a term life insurance that adapts to your live. It provides immediate protection for surviving dependants up to 150.000 euro insurance sum.

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Prisma MultiSafe

You are looking for a reliable all-around insurance? Prisma MultiSafe offers you a contract covering six of the most dangerous life risks. This safes time and money.

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Valuable consulting – transparent products

To guarantee customer satisfaction we rely on qualified consulting as well as best possible transparency when it comes to products, bonuses and costs. Since 2008 we offer premiums with net premiums for sustainable and transparent wealth accumulation. These are insurance rates that do not contain acquisition commissions for intermediaries. Instead customers and intermediaries agree individually on the commission for the advisory service. Customers appreciate the clearly stated costs for the advisory just as the consumer advisors demands this over and over again. However, customers may also choose traditional gross rates with its classical way of handling commissions for the intermediary.